International Health Insurance Information

International students at WOU are required to have health and accident insurance coverage for themselves and their dependents living in the United States based on Oregon Administrative Rule #574-035-0005.

Health insurance is mandatory for international students every term they are at WOU, including summer. The only exception is for students with Government Sponsored Medical Insurance provided by their home government.

WOU partners with Gallagher to offer a health plan that meets immigration and Oregon State requirements. If you don’t have government-sponsored insurance, you’ll be automatically enrolled and charged for this international insurance plan each term.

Gallagher offers a detailed website where you can create an account to track claims, print ID cards, submit claim forms, find doctors, and more. Enrolled students should create an account here. Be sure to have your student ID number ready when creating your account.

Waiver Information

If you find the WOU international insurance plan too expensive, you may be eligible for a waiver each term if you provide proof of coverage that meets specific requirements:

• Medical Benefits of $100,000 per condition maximum
• Repatriation of Remains of at least $25,000
• Medical Evacuation to your home country for $50,000
• A deductible not exceeding $500 per condition
• Pre-Existing Condition waiting period as determined by industry standards
• Coverage available in the U.S. with a physical U.S. based office

If your plan meets all the requirements, the petition to waive the WOU international insurance plan will be approved and you’ll receive a credit to your account for that term. If the policy does not meet the requirements or if the form is submitted after the term deadline, the petition will be denied and you’ll be required to purchase the WOU international insurance plan.

Deadlines to submit the waiver request each term:

• Summer: TBD
• Fall: October 4, 2024
• Winter: January 10, 2025
• Spring: April 4, 2025

You can download the International Insurance Waiver Form or pick up a form at the OIED. For questions, please email global@wou.edu.

Students are encouraged to ensure their policy qualifies for a waiver before making a purchase from an outside company to prevent paying for two policies if the waiver is not approved or applied.

Please note:

* Pay tuition/fees during the first week of each term to avoid late fees and interest. If a waiver is approved, you’ll receive a credit to your account.

* If you have any special medical needs during your stay at WOU, please notify the coordinator before your arrival. Also, if you are currently taking any prescription medications or wear contact lenses or eyeglasses, you should bring a copy of your prescription with you to the U.S. in case you need to have it refilled while you are here.

Frequently Asked Questions Health Insurance Plan

myHealth Mobile App Students

2023-2024 PURMIT International Travel Insurance Brochure