By: Stephanie Blair Editor-in-Chief
On March 24, fewer than 20 days after its initial release to the public, the bill to repeal the Affordable Care Act, also known as Obamacare, and replace it with American Health Care Act was pulled from the House floor before being put to a vote.
“We did not have quite the votes to replace [Obamacare],” said Speaker of the House Paul Ryan, R-WI. “We are going to be living with Obamacare for the foreseeable future.”
The Affordable Care Act was passed in March 2010 and has provided insurance coverage for 20 million adults in its first six years, as estimated by the U.S. Department of Health and Human Services.
The proposed bill would have discontinued the individual coverage requirement, which would also provide the demise of the ACA’s famous penalty for those who can afford coverage but do not have it. As stated on healthcare.gov, “The penalty is 2.5% of household income or $695 per adult … whichever is higher.” Penalties are paid through federal tax returns.
Students do not receive a special exemption from the aforementioned penalty. For students who are not listed on their parents’ insurance plan, finding healthcare coverage is required. Because Western does not offer a student health plan to domestic students, any uninsured U.S. students should either attempt to be added to their parents’ plan or fill out an application for insurance using the Health Insurance Marketplace.
Regardless of Oregon residency status, students should apply for insurance in the state they attend school in. The Oregon Health Plan has open enrollment, year-round.
Special coverage is available for those who cannot afford insurance and meet certain criteria: Medicaid and the Children’s Health Insurance Program. These programs, “… provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities,” as stated on healthcare.gov.
The Oregon Health Plan and Medicaid can both be applied for online at oregonhealthcare.gov.
For more information about healthcare penalties, exemptions and more, visit healthcare.gov.
For information about resources specific to Oregon, visit oregonhealthcare.gov.
Contact the author at journaleditor@wou.edu
