{"id":20843,"date":"2024-04-09T16:15:25","date_gmt":"2024-04-10T00:15:25","guid":{"rendered":"https:\/\/wou.edu\/westernhowl\/?p=20843"},"modified":"2024-04-09T16:16:06","modified_gmt":"2024-04-10T00:16:06","slug":"how-to-save-money","status":"publish","type":"post","link":"https:\/\/wou.edu\/westernhowl\/how-to-save-money\/","title":{"rendered":"How to save money"},"content":{"rendered":"\n<p>Written by: <span style=\"font-weight: 400\">Libby Thoma | Staff Writer<\/span><\/p>\n<p><span style=\"font-weight: 400\">Saving is always important, as a little bit of savings can help in case of an emergency. This is close to impossible for most, especially those in college. This article is meant to give some ideas, but many are living paycheck to paycheck, and it is important to note that it is a privilege to be able to save money.\u00a0<\/span><\/p>\n<p><b>Couponing \u2014<\/b><span style=\"font-weight: 400\"> Although many are embarrassed to use coupons, couponing can save a person up to one thousand dollars per year. Couponfellow.com found that Americans can save about $1,465 per year. Coupon codes can be found through the mail, newspapers and magazines, apps and even in-store.<\/span><\/p>\n<p><b>Budgeting \u2014<\/b><span style=\"font-weight: 400\"> This is when one plans how and when to spend money, beginning with necessities. Start by calculating income, tracking spending, setting realistic goals, making a plan and sticking to it. Rocket Money is a safe online financial service that can help with budgeting.\u00a0<\/span><\/p>\n<p><b>Scholarships and grants \u2014<\/b><span style=\"font-weight: 400\"> Scholarships can be found on the Western Portal in the scholarship icon at the top of the page. Grants are money from the government that do not need to be repaid, these are given based on need. Grants can be found through websites such as Oregon Student Aid. One must ensure to fill out FAFSA before filing for scholarships and grants.<\/span><\/p>\n<p><b>Work on one&#8217;s own time \u2014<\/b><span style=\"font-weight: 400\"> College students looking for a job that fits with their schedule should consider working on their own time at jobs such as Instacart, DoorDash, Uber Eats and other services that allow one to choose their hours. These jobs are a way to earn money on a busy college \u2014 or other \u2014 schedule. This money can be an extra source of income to put into savings.<\/span><\/p>\n<p><b>Set goals \u2014<\/b><span style=\"font-weight: 400\"> Setting goals is an important step in saving money. Begin with setting a specific and realistic goal. Setting a deadline, and getting a savings account can assist with reaching said goal.<\/span><\/p>\n<p><span style=\"font-weight: 400\">There are hundreds of ways to save money; to find more, find reputable websites to look over for ideas.\u00a0<\/span><\/p>\n<p><\/p>\n<p><span style=\"font-weight: 400\">Contact the author at ethoma23@mail.wou.edu<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1094,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_lmt_disableupdate":"","_lmt_disable":"","_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[43],"tags":[2309,2308,1235],"class_list":["post-20843","post","type-post","status-publish","format-standard","hentry","category-lifestyle","tag-money-habits","tag-save-money","tag-saving-money"],"modified_by":null,"_links":{"self":[{"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/posts\/20843","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/users\/1094"}],"replies":[{"embeddable":true,"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/comments?post=20843"}],"version-history":[{"count":0,"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/posts\/20843\/revisions"}],"wp:attachment":[{"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/media?parent=20843"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/categories?post=20843"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wou.edu\/westernhowl\/wp-json\/wp\/v2\/tags?post=20843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}