{"id":864,"date":"2015-05-11T08:26:03","date_gmt":"2015-05-11T15:26:03","guid":{"rendered":"http:\/\/www.wou.edu\/humanresources\/?page_id=864"},"modified":"2026-04-07T13:36:08","modified_gmt":"2026-04-07T20:36:08","slug":"overview","status":"publish","type":"page","link":"https:\/\/wou.edu\/hr\/benefits-retirement\/overview\/","title":{"rendered":"Employee Benefits Overview"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.27.0″ _module_preset=”default” custom_padding=”0px|40px|0px|40px|false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Core Benefits\/Cost Containment Programs” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h2″ title_font=”|700|||||||” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.23.4″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” max_width=”100%” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Eligible unclassified or classified employees, must\u00a0enroll for your benefit plan using the PEBB Benefits Management System<\/a> within 30 days from date of eligibility. For new employees, this is the date you were hired.<\/p>\n

Use the 2026 premium estimator<\/a> to determine your monthly deductions for all your PEBB benefits.<\/p>\n

Benefits begin on the first day of the month after hire date. Our plan year runs from January 1 to December 31. You may change your elections only during Open Enrollment in October, to be effective January 1 of the following year, unless you have a qualifying midyear change form (PDF)<\/a>.<\/p>\n

Our benefit premiums are paid a month in advance, so depending on the timing of your first paycheck you may have benefits taken out twice on your first paycheck.<\/li>\n

Eligible 9-month employees who are on the 9-month pay plan and are expected to return in the fall, will have their benefits tripled on their May paycheck each year to pay for summer benefit coverage.<\/li>\n

Additionally, if you don\u2019t receive pay in September, your October paycheck will have benefits taken twice to pay for October and November benefit coverage.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px|40px|0px|40px|false|false” global_module=”32359″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Medical Coverage” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.23.4″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font_size=”18px” header_text_align=”left” max_width=”72%” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Employees may choose between the available medical plans through PEBB: as an eligible employee, you only pay 3-5% of the monthly premium costs of core benefits.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#cfcfcf” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” global_colors_info=”{}”][et_pb_blurb title=”PEBB Statewide Plan” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Providence Health Plan Powered by Collective health<\/p>\n
Contact<\/strong><\/h4>\n
<\/span>PO Box 3125<\/span>
Portland, OR 97208-3125
Phone: (800) 423-9470<\/span><\/p>\n
Group Number<\/strong>: 108601
Member Number<\/strong>: Assigned by carrier<\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Providence Health Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#cfcfcf” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” global_colors_info=”{}”][et_pb_blurb title=”Providence Choice” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
(HMO Plan) – available to employees who live or work in Benton, Clackamas, Clatsop, Hood River, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Wasco, Washington, Yamhill in Oregon; Clark, Walla Walla in Washington.<\/p>\n
Contact<\/strong><\/h4>\n
PO Box 3125<\/span>
Portland, OR 97208-3125<\/span>
Phone: (800) 878-4445<\/span><\/p>\n
Group Number<\/strong>: 106528
Member Number<\/strong>: Assigned by carrier<\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Providence Health Choice Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#cfcfcf” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” global_colors_info=”{}”][et_pb_blurb title=”Kaiser Permanente” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Kaiser Traditional HMO Plan<\/strong>\u00a0<\/span>or\u00a0Kaiser Deductible HMO Plan<\/strong> \u2013 available to employees who live or work in Benton, Clackamas, Columbia, Hood River, Linn, Marion, Multnomah, Polk, Washington, and Yamhill in Oregon; Clark, Cowlitz, Lewis, Skamania & Wahkiakum in Washington. You must coordinate medical care through a Kaiser facility.<\/p>\n
Contact<\/strong><\/span><\/h4>\n
500 NE Multnomah, STE 100<\/span>
Portland, OR 97232-2099<\/span>
Phone: (800) 813-2000<\/span><\/p>\n
Group<\/strong> Number<\/strong>: 18273
Member Number<\/strong>: Assigned by carrier<\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Kaiser Permanente Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#cfcfcf” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” global_colors_info=”{}”][et_pb_blurb title=”Moda Health” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Available to employees who live or work in Benton, Clackamas, Clatsop, Lane, Linn, Marion, Multnomah, Polk, Tillamook, Wasco, Washington, Yamhill, in Oregon; Clark in Washington.<\/p>\n
Contact<\/strong><\/h4>\n
PO Box 40384<\/span>
Portland, OR 97240<\/span>
Phone: (877)605-3229
Medical\/Pharmacy: 844-776-1593 Dental: 844-827-7100
<\/span><\/p>\n
Group Number<\/strong>: 10002802
Member Number<\/strong>: Assigned by carrier<\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Moda Health Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#e7e7e7″ border_width_top=”9px” border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Tobacco Use Program” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Employees enrolled in a medical plan who use tobacco have a deduction to help offset the risks they bring to the group.<\/p>\n
For employees and\/or their covered spouse\/domestic partner who use tobacco there is a monetary monthly deduction. Tobacco users can stop the deduction if they\u00a0 quit using tobacco (PDF)<\/a>\u00a0mid-year.<\/p>\n
Employees to whom this applies have a monthly surcharge of $25 per person.<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#e7e7e7″ border_width_top=”9px” border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Spouse-Other-Coverage Program” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
If an employee covers a spouse or domestic partner on their medical plan and their spouse or partner waives coverage offered by their employer, it shifts risk and costs to PEBB.<\/p>\n
Employees to whom this applies have a monthly surcharge of $50.<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_all=”#e7e7e7″ border_width_top=”9px” border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”|40px|0px|40px|false|false” global_module=”32373″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Dental Coverage” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.23.4″ _module_preset=”default” text_font_size=”18px” header_text_align=”left” max_width=”72%” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
PEBB sponsors four dental plans: (You may choose to enroll or not enroll.)
You pay either 5% or 3% of the monthly premium cost dependent on your medical plan enrollment.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Moda Health Premier” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Provides nationwide coverage, employees may choose any dentist.<\/p>\n
Contact<\/strong><\/h4>\n
Moda refers to plan as Delta Dental Premier
601 SW 2nd Avenue
Portland, OR 97204
Phone: (800) 452-1058<\/p>\n
Group Number<\/strong>: 6570
Member Number<\/strong>: *PEBB.Benefits Number<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
*(You should receive a card in the mail.)<\/span><\/p>\n
[\/et_pb_text][et_pb_blurb title=”Moda Health PPO” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Provides coverage under a select list of dentists.<\/p>\n
Contact<\/strong><\/h4>\n
Moda refers to plan Delta Dental PPO
601 SW 2nd Avenue
Portland, OR 97204
Phone: (800) 452-1058<\/p>\n
Group Number<\/strong>: 6571
Member Number<\/strong>: *PEBB.Benefits Number<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Moda Health Delta Dental Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Willamette Dental Group” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
A dental health maintenance organization with select locations throughout the Willamette Valley.<\/span><\/p>\n
Contact<\/strong><\/h4>\n
14025 SW Farmington Rd, Ste 300
Beaverton, OR 97005
Phone: 855-433-6825
For free language assistance, please call 1-855-433-6825.<\/p>\n
Group Number<\/strong>: Z250I
Member Number<\/strong>: *PEBB.Benefits Number<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
*(You should receive a card in the mail.)<\/span><\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Willamette Dental Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Kaiser Permanente Plan” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
Employees must live in the service area and coordinate dental care through a Kaiser facility.<\/span><\/p>\n
Contact<\/strong><\/h4>\n
500 NE Multnomah, Ste 100
\nPortland, OR 97232-2099
\nPhone: (800) 813-2000<\/p>\n
Group Number<\/strong>: 18273
\nMember Number<\/strong>: Assigned by carrier<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Kaiser Permanente Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.0″ _module_preset=”default” custom_padding=”|40px|0px|40px|false|false” global_module=”32381″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Vision Coverage” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font_size=”18px” header_text_align=”left” max_width=”72%” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
PEBB sponsors one vision plan (VSP Vision Plan<\/strong>) if you aren\u2019t with Kaiser medical: (You may choose to enroll or not enroll.) You pay either 5% or 3% of the monthly premium cost dependent on your medical plan enrollment.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Vision Service Plan (VSP)” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Except for Kaiser Members<\/span><\/p>\n
Contact<\/strong><\/h4>\n
PO Box 997105<\/span>
Sacramento, CA 95899<\/span>
Phone: (800) 877-7195<\/span><\/p>\n
Group Number<\/strong>: 12179989
Member Number<\/strong>: PEBB.Benefits Number<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
*(You should receive a card in the mail.)<\/span><\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the PEBB VSP Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Kaiser Provided” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Kaiser provides the vision coverage for all of the Kaiser plans<\/p>\n
\n
Kaiser \u201cPart-time\u201d plans offer a limited vision benefit limited to the exam only<\/li>\n
Refer to your medical plan summary for details on the Kaiser vision benefits<\/li>\n<\/ul>\n
Contact<\/strong><\/h4>\n
500 NE Multnomah, Ste 100
Portland, OR 97232-2099
Phone: (800) 813-2000<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit the Kaiser Permanente Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”|40px||40px|false|false” global_module=”32380″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Life Insurance” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font_size=”18px” header_text_align=”left” max_width=”72%” module_alignment=”center” global_colors_info=”{}”]<\/p>\n
Benefit eligible employees will automatically receive $10,000 of basic life insurance coverage with enrollment through<\/span>\u00a0<\/span>The Standard.<\/span><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.4″ locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”The Standard” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Except for Kaiser Members<\/span><\/p>\n
Contact<\/strong><\/h4>\n
PO Box 2800<\/span>
Portland, OR 97208<\/span>
Phone: 800-242-1888
Travel Assistance: 800-872-1414<\/span><\/p>\n
Plan<\/strong>: Basic Life
Policy Number<\/strong>: 606814-D<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
*(You should receive a card in the mail.)<\/span><\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” module_class=”hr-button” sticky_enabled=”0″]<\/p>\n
Visit The Standard PEBB Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Optional Benefits” module_id=”OptionalBenefits” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.23.4″ _module_preset=”default” text_font_size=”18px” header_text_align=”left” max_width=”72%” module_alignment=”left” global_colors_info=”{}”]<\/p>\n
Optional benefits include, optional life insurance, short-term disability and long-term disability insurance and medical\/dependent flexible spending accounts.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Optional Life Insurance” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
Benefit eligible employees may elect for additional life insurance coverage through\u00a0<\/span>The Standard.<\/span><\/p>\n
\n
Optional life insurance is available up to $600,000 for employee\u2019s coverage and $400,000.00 for spouse\/domestic partner coverage.<\/span><\/li>\n
The first $45,000 of employee life insurance is paid on a pre-tax basis.<\/span><\/li>\n
Amounts above $45,000, and spouse life insurance, are deducted on a post-tax basis<\/span><\/li>\n<\/ul>\n
Contact<\/strong><\/h3>\n
PO Box 2800<\/span>
Portland, OR 97208<\/span>
Phone: (800)628-8600<\/span><\/p>\n
Plan<\/strong>: Basic Life & Optional Life Insurance
Policy Number<\/strong>: 606814-D<\/span><\/p>\n
Plan<\/strong>: Accidental Death & Dismemberment
Policy Number<\/strong>: 603073-A<\/span><\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Short Term & Long Term Disability Insurance” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
PEBB offers a short-term disability plan, and long-term disability coverage to our employees through\u00a0<\/span>The Standard.<\/span><\/p>\n
\n
Disability plans offer income protection during times when an employee is unable to work due to an injury or illness.<\/span><\/li>\n
Premiums for disability insurance are paid on a post-tax basis, and rates vary depending on the plan(s) chosen and gross monthly salary.<\/span><\/li>\n
Accidental Death and Dismemberment insurance is also available for employees and family.<\/span><\/li>\n<\/ul>\n
Contact<\/strong><\/h3>\n
Short Term Disability<\/span>
\nPhone<\/strong>: (800) 368-2859
\nPolicy Number<\/strong>: 442210-C
\n<\/span><\/p>\n
Long Term Disability
\nPhone<\/strong>: (800) 368-1135
\nPolicy Number<\/strong>: 606717-A<\/span><\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px|40px|0px|40px|false|false” global_module=”32383″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”UNUM Long Term Care Insurance” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
UNUM\u2019s Long Term Care Insurance pays benefits when you require substantial assistance with two out of six activities of daily living. Once you qualify, you will receive the monthly benefit you selected, even if your benefit payment exceeds the actual monthly charge you incur.<\/span><\/p>\n
When your plan pays a benefit, you can use the money to meet the needs that you decide are most important. How and where you receive services depends on your needs, family situation, finances, and plan selection. Employees can enroll in Long Term Care at any time.<\/strong><\/span><\/p>\n
Contact<\/b>
<\/span><\/h3>\n
2211 Congress St
Portland, ME 04122
Phone<\/strong>: 800-227-4165
Plan Number<\/strong>: 025758-003 6<\/span><\/p>\n
Plan Highlights<\/a>
Certificate of Coverage<\/a><\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
Visit the UNUM Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Medical\/Dependent Flexible Spending Accounts” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
Any benefit eligible employee may establish a\u00a0<\/span>flexible spending account to use pre-tax income to pay for eligible healthcare and dependent-care expenses.<\/span><\/p>\n
Employees may enroll in accounts within 30 days of initial date of hire, during Open Enrollment, or within 30 days of and consistent with a qualified status change.<\/span><\/p>\n
FSAs are \u201cuse it or lose it\u201d accounts. If your expense is less than the amount that you deposit for the year you will forfeit the balance.<\/span><\/p>\n
Contact<\/b><\/h3>\n
PO Box 6044
\nColumbia, MO 65205-6044
\nPhone<\/strong>: 800656-3035<\/span><\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
Visit the ASIFlex Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.0″ _module_preset=”default” custom_padding=”|40px||40px|false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Other Benefits” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||18px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Employee Assistance Program” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
The\u00a0 Employee Assistance Program<\/a> (EAP) is a confidential counseling and referral service that is provided to WOU employees as a pre-paid benefit.<\/p>\n
\n
Three referral\/counseling visits are available at no charge to WOU employees, household members, and dependents per year to help with personal or job-related issues.<\/li>\n
This service is completely confidential and operates separately from the University.<\/li>\n<\/ul>\n
Contact
<\/strong><\/span><\/h4>\n
7180 S.W. Fir Loop Suite 100<\/span>
Portland, OR 97223-8023<\/span>
info@canopywell.com<\/a><\/p>\n
Toll Free
(503) 639-3009<\/span>
1-800-433-2320<\/span><\/p>\n
You will need your Medical Card ID# issued by provider.
To enroll online use Company Name \u201cState of Oregon\u201d<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
Visit the Canopy Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Student Debt Solution Benefit for WOU employees through TIAA” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
WOU also offers an extra benefit for WOU employees and their dependents through our partnership with TIAA in a program called SAVI. You can think of Savi as an advocate and a concierge for your student debt journey. You can visit their site to get a better estimate of how much you can save.<\/span><\/p>\n
\n
It takes about 20 minutes and you\u2019ll be asked to provide information about your income, taxes, family, and student debt.<\/span><\/li>\n
Savi\u2019s calculator will take all that into account to show you a recommended course of action.<\/span><\/li>\n
Once you understand your options, you can decide if you want to proceed with any of the available programs.<\/span><\/li>\n<\/ul>\n
Contact<\/b><\/h4>\n
800-842-2252<\/p>\n
[\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” link_font_size=”18px” custom_margin=”auto||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
Visit the TIAA Website<\/a><\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Opt-Out\/Decline Benefits” _builder_version=”4.23.4″ _module_preset=”default” title_level=”h2″ title_font=”Montserrat|700|||||||” title_text_align=”center” custom_margin=”||12px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_divider color=”#E02B20″ divider_weight=”8px” _builder_version=”4.16″ width=”90px” module_alignment=”center” custom_margin=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.23.4″ custom_padding=”||0px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Opt-Out” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.2″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
Employees may opt-out of medical coverage for cash back. Cash back is subject to Federal, State, and Social Security taxes.<\/p>\n
\n
The medical opt-out amount is $233 per month less the cost of employee basic life insurance of $1 per month.<\/li>\n
You may choose to enroll or not enroll in dental or vision coverage, you would pay 5% of the monthly premium cost of each.<\/li>\n
To be eligible to opt-out you must be covered by another employer sponsored health insurance program or employer sponsored health and dental programs.<\/li>\n
Other group coverage does not include Medicare, Medicaid, Veterans Administration Health Benefits, Student Health Benefits, or an individual plan. You must provide proof of other employer coverage.<\/li>\n<\/ul>\n
If you opt out of medical coverage you must still enroll in basic life insurance and may still enroll in any of the PEBB optional insurance coverage.<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.4″ custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”|5%||5%|false|true” custom_padding_phone=”|5%||5%|false|true” custom_padding_last_edited=”on|tablet” custom_css_main_element=”display: flex;||flex-direction: column;” border_width_all=”1px” border_color_top=”#e7e7e7″ border_width_right=”1px” border_color_right=”#e7e7e7″ border_width_bottom=”1px” border_color_bottom=”#e7e7e7″ border_width_left=”9px” border_color_left=”#e7e7e7″ global_colors_info=”{}”][et_pb_blurb title=”Decline Benefits” image_icon_width=”130px” icon_alignment=”left” content_max_width=”100%” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”Montserrat|700|||||||” image_icon_custom_margin=”||0px||false|false” animation=”off” locked=”off” global_colors_info=”{}”]<\/p>\n
You may decline coverage all together. If you decline coverage, you are declining enrollment in the CORE benefits (medical\/vision, dental and employee basic life insurance). You will also not be eligible to enroll in any of the other PEBB optional insurances.<\/p>\n
For a more detailed information on our benefits options please see\u00a0 PEBB\u2019s Summary Plan Description<\/a>.<\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Core Benefits\/Cost Containment Programs Eligible…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":837,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"WOU\u2019s HR Benefits Overview shares the university\u2019s employee benefits: medical (5 plan options), dental, vision, life insurance, disability, retirement plans, flexible spending, EAP, and tuition reductions.","_seopress_robots_index":"","_lmt_disableupdate":"","_lmt_disable":"","_et_pb_use_builder":"on","_et_pb_old_content":"
Eligible unclassified or classified employees, must enroll for your benefit plan<\/a> within 30 days from date of eligibility. For new employees, this is the date you were hired. Benefits begin on the first day of the month after hire date. Our plan year runs from January 1 to December 31. You may change your elections only during Open Enrollment in October, to be effective January 1 of the following year, unless you have a qualifying midyear change<\/a>.<\/p>\n
Our benefit premiums are paid a month in advance, so depending on the timing of your first paycheck you may have benefits taken out twice on your first paycheck. Eligible 9-month employees who are on the 9-month pay plan and are expected to return in the fall, will have their benefits tripled on their May paycheck each year to pay for\u00a0summer benefit coverage. Additionally, if you don\u2019t receive pay in September, your October paycheck will have benefits taken twice to pay for October and November benefit coverage.<\/p>\n
[section=Core Benefits\/Cost Containment Programs]<\/p>\n
Medical Coverage<\/p>\n
Employees may choose between\u00a0five medical plans:\nYou pay 5% of the monthly premium cost, unless you enroll in the lowest cost plan in your zip code<\/a>, then you pay 3%.<\/p>\n
PEBB Statewide Plan<\/a> (Providence PPO)- offered Statewide and Nationwide.\n Providence Choice HMO Plan<\/a> - available to employees who live or work in Benton, Clackamas, Clatsop, Hood River, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Wasco, Washington, Yamhill in Oregon; Clark, Walla Walla in Washington.\n Kaiser Traditional HMO Plan <\/a> or Kaiser Deductible HMO Plan<\/a> - available to employees who live or work in Benton, Clackamas, Columbia, Hood River, Linn, Marion, Multnomah, Polk, Washington, and Yamhill in Oregon; Clark, Cowlitz, Lewis, Skamania & Wahkiakum in Washington.You must coordinate medical care through a Kaiser facility. \nModa Synergy<\/a> - available to employees who live or work in Benton, Clackamas, Clatsop, Lane, Linn, Marion, Multnomah, Polk, Tillamook, Wasco, Washington, Yamhill, in Oregon; Clark in Washington.<\/p>\n
Health Engagement Model<\/p>\n
Signing up for the HEM program gives you and your spouse or partner lower monthly deductions for health coverage and important tools for better health. See the HEM Program Page<\/a> for more information. If you participate in the HEM program you receive an incentive of $17.50 (employee only) per month.<\/p>\n
Tobacco Use Program<\/p>\n
Employees enrolled in a medical plan who use tobacco have a deduction to help offset the risks they bring to the group. For employees and\/or their covered spouse\/domestic partner who use tobacco there is a monetary monthly deduction. Tobacco users can stop the deduction if they quit using tobacco<\/a> mid-year. Employees to whom this applies have a monthly surcharge of $25 per person.<\/p>\n
Spouse-Other-Coverage Program<\/p>\n
If an employee covers a spouse or domestic partner on their medical plan and their spouse or partner waives coverage offered by their employer, it shifts risk and costs to PEBB. Employees to whom this applies have a monthly surcharge of $50.<\/p>\n
Dental Coverage<\/p>\n
PEBB sponsors four dental plans: (You may choose to enroll or not enroll.)\nYou pay either 5% or 3% of the monthly premium cost dependent on your medical plan enrollment.<\/p>\n
Moda Health Traditional Plan <\/a> - provides nationwide coverage, employees may choose any dentist.\n Moda Health Preferred Plan <\/a>- provides coverage under a select list of dentists.\n Willamette Dental Group <\/a> - a dental health maintenance organization with select locations throughout the Willamette Valley.\n Kaiser Permanente Plan <\/a> - employees must live in the service area and coordinate dental care through a Kaiser facility.<\/p>\n
Vision Coverage<\/p>\n
PEBB sponsors one vision plan if you aren't with Kaiser medical: (You may choose to enroll or not enroll.)\nYou pay either 5% or 3% of the monthly premium cost dependent on your medical plan enrollment.<\/p>\n
VSP Vision Plan <\/a>\nKaiser medical participants are automatically enrolled in the Kaiser Vision Plan<\/a>. (Cost is included in your medical plan premium).<\/p>\n
Life Insurance<\/p>\n
Benefit eligible employees will automatically receive $5,000 of basic life insurance coverage with enrollment through The Standard<\/a>.<\/p>\n
[endsection]<\/p>\n
[section=Optional Benefits]<\/p>\n
Optional Life Insurance\nBenefit eligible employees may elect for additional life insurance coverage through The Standard<\/a>. Optional life insurance is available up to $600,000 for employee's coverage and $400,000.00 for spouse\/domestic partner coverage. The first $45,000 of employee life insurance is paid on a pre-tax basis. Amounts above $45,000, and spouse life insurance, are deducted on a post-tax basis<\/p>\n
Short Term & Long Term Disability Insurance\nPEBB offers a short-term disability plan, and long-term disability coverage to our employees through The Standard<\/a>. Disability plans offer income protection during times when an employee is unable to work due to an injury or illness. Premiums for disability insurance are paid on a post-tax basis, and rates vary depending on the plan(s) chosen and gross monthly salary. Accidental Death and Dismemberment insurance is also available for employees and family.<\/p>\n
Long Term Care Insurance\n UNUM's Long Term Care Insurance<\/a> pays benefits when you require substantial assistance with two out of six activities of daily living. Once you qualify, you will receive the monthly benefit you selected, even if your benefit payment exceeds the actual monthly charge you incur. When your plan pays a benefit, you can use the money to meet the needs that you decide are most important. How and where you receive services depends on your needs, family situation, finances, and plan selection. Employees can enroll in Long Term Care at any time.<\/p>\n
Medical\/Dependent Flexible Spending Accounts\nAny benefit eligible employee may establish a flexible spending account<\/a> to use pre-tax income to pay for eligible healthcare and dependent-care expenses. Employees may enroll in accounts within 30 days of initial date of hire, during Open Enrollment, or within 30 days of and consistent with a qualified status change. FSAs are \"use it or lose it\" accounts. If your expense is less than the amount that you deposit for the year you will forfeit the balance.<\/p>\n
[endsection]<\/p>\n
[section=Other Benefits]<\/p>\n
Employee Assistance Program<\/p>\n
The Employee Assistance Program<\/a> (EAP) is a confidential counseling and referral service that is provided to WOU employees as a pre-paid benefit. Three referral\/counseling visits are available at no charge to WOU employees, household members, and dependents per year to help with personal or job-related issues. This service is completely confidential and operates separately from the University.<\/p>\n
[endsection]<\/p>\n
[section=Opt-Out\/Decline Benefits]<\/p>\n
Opting-Out<\/p>\n
Employees may opt-out of medical coverage for cash back. Cash back is subject to Federal, State, and Social Security taxes. The medical opt-out amount is $233 per month less the cost of employee basic life insurance of $1 per month. You may choose to enroll or not enroll in dental or vision coverage, you would pay 5% of the monthly premium cost of each.<\/p>\n
To be eligible to opt-out you must be covered by another employer sponsored health insurance program or employer sponsored health and dental programs. Other group coverage does not include Medicare, Medicaid, Veterans Administration Health Benefits, Student Health Benefits, or an individual plan. You must provide proof of other employer coverage.\nIf you opt out of medical coverage you must still enroll in basic life insurance and may still enroll in any of the PEBB optional insurance coverage.<\/p>\n
Declining Benefits\nYou may decline coverage all together. If you decline coverage, you are declining enrollment in the CORE benefits (medical\/vision, dental and employee basic life insurance). You will also not be eligible to enroll in any of the other PEBB optional insurances.<\/p>\n
[endsection]\nFor a more detailed\u00a0information on\u00a0our benefits options please see PEBB's Summary Plan Description<\/a>.<\/p>","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-864","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/comments?post=864"}],"version-history":[{"count":10,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/864\/revisions"}],"predecessor-version":[{"id":32721,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/864\/revisions\/32721"}],"up":[{"embeddable":true,"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/pages\/837"}],"wp:attachment":[{"href":"https:\/\/wou.edu\/hr\/wp-json\/wp\/v2\/media?parent=864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}