{"id":1885,"date":"2019-02-28T15:57:55","date_gmt":"2019-02-28T23:57:55","guid":{"rendered":"http:\/\/www.wou.edu\/health\/?page_id=1885"},"modified":"2020-02-19T10:15:48","modified_gmt":"2020-02-19T18:15:48","slug":"budgeting","status":"publish","type":"page","link":"https:\/\/wou.edu\/health\/resources\/student-health-101\/financial-wellness\/budgeting\/","title":{"rendered":"Budgeting"},"content":{"rendered":"<h1>BUDGETING<\/h1>\n<p>Keeping track of all of your spending may seem like a lot of work. But if you\u2019re organized, keep good records, and use some of the following tips, you\u2019ll find it\u2019s easier than you may think. And, don\u2019t be too hard on yourself if you slip up.<\/p>\n<p><strong>Here are some important points to keep in mind as you build your budget and identify what goes into your income and expenses<\/strong>:<\/p>\n<p><a href=\"https:\/\/wou.edu\/health\/files\/2020\/02\/1-6.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/wou.edu\/health\/files\/2020\/02\/1-6-169x300.png\" alt=\"\" width=\"350\" height=\"621\" class=\"wp-image-2310 alignleft\" srcset=\"https:\/\/wou.edu\/health\/files\/2020\/02\/1-6-169x300.png 169w, https:\/\/wou.edu\/health\/files\/2020\/02\/1-6-576x1024.png 576w, https:\/\/wou.edu\/health\/files\/2020\/02\/1-6-768x1365.png 768w, https:\/\/wou.edu\/health\/files\/2020\/02\/1-6-864x1536.png 864w, https:\/\/wou.edu\/health\/files\/2020\/02\/1-6.png 1080w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/a><a href=\"https:\/\/wou.edu\/health\/files\/2020\/02\/2-5.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/wou.edu\/health\/files\/2020\/02\/2-5-169x300.png\" alt=\"\" width=\"350\" height=\"622\" class=\"wp-image-2311 alignleft\" srcset=\"https:\/\/wou.edu\/health\/files\/2020\/02\/2-5-169x300.png 169w, https:\/\/wou.edu\/health\/files\/2020\/02\/2-5-576x1024.png 576w, https:\/\/wou.edu\/health\/files\/2020\/02\/2-5-768x1365.png 768w, https:\/\/wou.edu\/health\/files\/2020\/02\/2-5-864x1536.png 864w, https:\/\/wou.edu\/health\/files\/2020\/02\/2-5.png 1080w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Differentiate Between Wants and Needs!<\/strong><\/p>\n<ul>\n<li>Start by making a list of things you\u2019d like to save up for.<\/li>\n<li>Identify whether each item on the list is something you absolutely need or is really a want.<\/li>\n<li>If you decide you want something, ask yourself if you will still be happy you bought the item in a month.<\/li>\n<li>Next, prioritize each item on the list.<\/li>\n<li>Once you have set your priorities, you can then determine whether you should incorporate each item into your budget.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website-300x144.png\" alt=\"\" width=\"871\" height=\"418\" class=\"wp-image-2312 aligncenter\" srcset=\"https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website-300x144.png 300w, https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website-1024x493.png 1024w, https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website-768x370.png 768w, https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website-1080x520.png 1080w, https:\/\/wou.edu\/health\/files\/2020\/02\/Orange-Black-Advertising-and-Marketing-Business-Website.png 1350w\" sizes=\"(max-width: 871px) 100vw, 871px\" \/><\/a><\/p>\n<p><strong>Remember to Pay Yourself First!<\/strong><\/p>\n<ul>\n<li>Include \u201cSavings\u201d as a recurring expense item in your monthly budget.<\/li>\n<li>Small amounts that you put away each month do add up.<\/li>\n<\/ul>\n<p><strong>Resources:<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/\u2022\thttps:\/\/studentaid.gov\/resources\/prepare-for-college\/students\/budgeting\/budgeting-tips\">Federal Student Aid Budgeting Tips<\/a><\/li>\n<li><a href=\"https:\/\/www.debt.org\/students\/college-budgeting-101\/\">College Budgeting: How to Save Money in College<\/a><\/li>\n<li><a href=\"https:\/\/collegeinfogeek.com\/budgeting-for-college-students\/\">How to Budget and Save Money as a College Student<\/a><\/li>\n<li><a href=\"https:\/\/www.nerdwallet.com\/blog\/finance\/budgeting-for-college-students\/\">Budgeting for College Students: Where to Begin<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>BUDGETING Keeping track of all of your spending may seem like a lot of work. But if you\u2019re organized, keep good records, and use some of the following tips, you\u2019ll find it\u2019s easier than you may think. And, don\u2019t be too hard on yourself if you slip up. Here are some important points to keep [&hellip;]<\/p>\n","protected":false},"author":1109,"featured_media":0,"parent":1883,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_lmt_disableupdate":"","_lmt_disable":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1885","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/pages\/1885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/users\/1109"}],"replies":[{"embeddable":true,"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/comments?post=1885"}],"version-history":[{"count":0,"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/pages\/1885\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/pages\/1883"}],"wp:attachment":[{"href":"https:\/\/wou.edu\/health\/wp-json\/wp\/v2\/media?parent=1885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}