- \n
- Getting started<\/a><\/li>\n
- Review Financial Aid Checklist<\/a><\/li>\n
- Types of Aid<\/a><\/li>\n
- Disbursement process<\/a><\/li>\n
- Repaying your student loans<\/a><\/li>\n
- Summer term<\/a><\/li>\n
- Textbook resources<\/a><\/li>\n
- Veterans benefits<\/a><\/li>\n<\/ul>\n
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\nFederal Direct Student Loan Repayment Information<\/strong><\/span><\/h2>\n<\/div>\n
\nAfter you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. It is very important to prepare for repayment in advance of your first payment due date. You should review your Student Aid Summary<\/a> by logging into www.studentaid.gov.<\/strong>\u00a0 Your Dashboard will show your current Loan Servicer, how to contact them, your current federal student loan balance, and any upcoming payments that may be due.<\/p>\n
After reviewing this information, you should use the Student Loan Repayment Simulator<\/a> to explore the different repayment options that are available to you. Below, you will find helpful videos, additional information<\/a> regarding the different types of student loans, and some Frequently Asked Questions (FAQs)<\/a>.<\/p>\n
**Note: Financial Aid has partnered with Ascendium Education Solutions to provide annual student debt letters to those who have received federal student loans at WOU. Review your letter to learn about interest rates and lifetime loan limits.<\/p>\n
WOU has also partnered with ECMC Solutions to provide student loan counseling and support to borrowers as they navigate federal student loan repayment. Contact ECMC Solutions<\/a> by phone at 1-877-331-3262, or visit their website\u00a0to make an appointment<\/a>, connect through email, or web chat with a student loan counselor. The team at ECMC also offers a\u00a0free webinar series<\/a>\u00a0to support borrowers as they navigate repayment.
![\"ECMC](\"https:\/\/cdn.wou.edu\/finaid\/files\/2026\/03\/TV-SLIDE.png\")
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Manage Your Federal Student Loans<\/strong><\/h2>\n
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- Review Financial Aid Checklist<\/a><\/li>\n